Once upon a time, there was a happy couple. They had dual careers, fabulous vacations, and paid off cars. Their student loans were a distant memory, and a small, easily manageable mortgage was their only obligation in the world. This happy couple had significant savings, and even splurged on furniture every now and then.
Alas, they used all their savings to establish a kingdom of their own, while simultaneously cutting their income in half. Of course, they quickly outgrew the small, manageable cottage, and moved to a larger, better, more expensive castle. The Princes and Princess consumed quite a bit of money, and the vacations slowed significantly.
With much hard work and dedicated effort, the extra loans were eliminated. They battled the credit card dragon and defeated him, throwing his regenerating plastic rectangles into the fiery furnace. They vowed never to allow that particular dragon into their kingdom again.
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