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December 10, 2008

So, you must be rich?

6 I have been blessed to be able to say home with my children for the last four years.  This is a role I didn't even consider when my husband and I got married, but it suddenly was of the utmost importance when we found out we were having a daughter. 

When we got pregnant with our first child my husband and I spend hours and hours crunching numbers and researching the possibility of having me stay home with the baby.  We chose the traditional roles because, frankly, he made more money than I did and losing my income would be an easier adjustment.  We looked at long term goals and short term sacrifices and we were pleased to know that, with the right mindset and spending, we could afford to have me stay home. 

We are now entering year five of living on one income and the question I get most is, 'So, you must be rich?'

Are we rich?  I suppose in many ways we are, but financially we are no more wealthy than the average family.  We have a mortgage, car payment, regular monthly bills, school tuition payments, etc.  My husband makes a good living, but he works 50-60 hours a week and often misses time with his family.  I handle the household budget and know, to the penny, where our money goes.  I clip coupons, watch sales, and only shop when it is necessary.  When it is all said and done we are lucky to have a little left at the end of the month to put away in savings. 

We make sacrifices everyday so that I can be home with our children, but believe the rewards are so much better!  Yes, we are trying to put our children through private preschool and hope to be able to continue on as long as possible.  This is one of our greatest expenses, but also something we feel is totally worth whatever fancy shoes, vacations, and electronics we could be buying otherwise.  We drive our cars until the wheels fall off.  We shop smart and feel that investing for our future is more important that anything we could miss out on today. 

I am always surprised when people assume that because we make do on one income that we are wealthy.  We are not rich, but we are smart with the money we do have.  From the outside that may look fancy or snobby, or wealthy to others.  But, on the inside, we have so much more than money could ever buy. We have our family and we know that we are doing what is right for us. 

An Original Deep South Moms Blog Post.  ChristinaY also blogs about her adventures and misadventures in motherhood at MamaNeena

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